Go to top or bottom of previous codebook page
SCF Combined Extract Data
LEASEhave leased vehicle
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 95.0 | 1,412,307,457 | 0 | no | |
| 5.0 | 73,935,448 | 1 | yes | |
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/947 |
NLEASEnumber of leased vehicles
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 95.0 | 1,412,307,457 | 0 | ||
| 4.3 | 63,428,360 | 1 | ||
| 0.7 | 9,694,726 | 2 | ||
| 0.1 | 812,288 | 3 | ||
| 0.0 | 74 | 7 | ||
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/949 |
NVEHICtotal number of vehicles (owned and leased)
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 12.8 | 190,080,830 | 0 | ||
| 36.0 | 535,488,292 | 1 | ||
| 33.9 | 504,516,953 | 2 | ||
| 11.7 | 174,386,812 | 3 | ||
| 3.6 | 54,093,346 | 4 | ||
| 1.2 | 18,234,433 | 5 | ||
| 0.4 | 5,569,088 | 6 | ||
| 0.1 | 1,650,562 | 7 | ||
| 0.1 | 1,167,346 | 8 | ||
| 0.0 | 210,013 | 9 | ||
| 0.1 | 764,812 | 10 | ||
| 0.0 | 2,839 | 11 | ||
| 0.0 | 76,976 | 12 | ||
| 0.0 | 142 | 13 | ||
| 0.0 | 99 | 14 | ||
| 0.0 | 19 | 24 | ||
| 0.0 | 29 | 30 | ||
| 0.0 | 316 | 40 | ||
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/columns: | 1/961-962 |
NEWCAR1number of car/truck/SUV with model year no older than two years before the survey
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 76.7 | 1,139,952,708 | 0 | ||
| 20.0 | 296,709,430 | 1 | ||
| 3.1 | 46,131,982 | 2 | ||
| 0.2 | 3,105,380 | 3 | ||
| 0.0 | 299,508 | 4 | ||
| 0.0 | 43,539 | 5 | ||
| 0.0 | 358 | 6 | ||
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/964 |
NEWCAR2number of car/truck/SUV with model year no older than one year before the survey
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 84.7 | 1,259,525,821 | 0 | ||
| 13.7 | 204,267,035 | 1 | ||
| 1.4 | 21,333,979 | 2 | ||
| 0.1 | 1,000,968 | 3 | ||
| 0.0 | 108,241 | 4 | ||
| 0.0 | 6,861 | 5 | ||
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/966 |
FARMBUScompute value of business part of farm net of outstanding mortgages, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: -4642836.62500000-98024271.23199999)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 8 |
| Record/columns: | 1/968-979 |
NHNFINtotal nonfinancial assets excluding principal residences, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: -112293944.78-8961085296.38)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1092-1104 |
DEBTS
HDEBTHousehold has any debt
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 24.4 | 363,135,179 | 0 | No | |
| 75.6 | 1,123,107,726 | 1 | Yes | |
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/1338 |
DEBTTotal value of debt held by household, 2025 dollars
Text of this Question or Item
Includes principal residence debt (mortgages and HELOCs), other lines of credit, debt for other residential property, credit card debt, installment loans,and other debt.
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-396815814.39)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1325-1336 |
LATEHousehold had any late debt payments in last year
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 84.5 | 1,255,885,620 | 0 | no | |
| 15.5 | 230,357,286 | 1 | yes | |
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/292 |
LATE60Household had any debt payments more than 60 days past due in last year
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 94.0 | 1,396,957,343 | 0 | no | |
| 6.0 | 89,285,563 | 1 | yes | |
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/294 |
HPAYDAYHousehold had a payday loan within the past year
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 98.2 | 1,459,749,893 | 0 | no | |
| 1.8 | 26,493,012 | 1 | yes | |
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/296 |
MRTHELTotal value of debt seucred by the primary residence held by household, 2025 dollars
Text of this Question or Item
Includes the following types of loans; mortgages, home equity loans and HELOCs secured by the primary residence
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-74839335.21)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1132-1142 |
NH_MORTTotal value of mortgages and home equity loans secured by the primary residence held by household, 2025 dollars
Text of this Question or Item
Includes all mortgages and home equity loans secured by the primary residence
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-47785371.41)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1144-1154 |
HMORT2Have junior lien mortgage not used for purchase of primary residence
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 97.0 | 1,441,393,420 | 0 | no | |
| 3.0 | 44,849,486 | 1 | yes | |
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/1175 |
HPRIM_MORTHave first lien mortgage on primary residence
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 58.8 | 874,098,289 | 0 | no | |
| 41.2 | 612,144,616 | 1 | yes | |
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/1169 |
HSEC_MORTHave junior lien mortgage on primary residence
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 96.2 | 1,429,977,273 | 0 | no | |
| 3.8 | 56,265,632 | 1 | yes | |
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/1171 |
PURCH1First lien on primary residence used for purchase of primary residence
Text of this Question or Item
Not available for 1989 and 1992.
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 79.2 | 1,028,066,966 | 0 | no | |
| 20.8 | 269,238,219 | 1 | yes | |
| 188,937,720 | . | (No Data) | ||
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/2304 |
PURCH2Junior lien on primary residence used for purchase of primary residence
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 99.2 | 1,474,687,092 | 0 | no | |
| 0.8 | 11,555,814 | 1 | yes | |
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/1173 |
REFIN_EVERRefinanced first lien mortgage on primary residence
Text of this Question or Item
Not available for 1989 and 1992.
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 79.1 | 1,025,955,157 | 0 | no | |
| 20.9 | 271,350,028 | 1 | yes | |
| 188,937,720 | . | (No Data) | ||
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/2306 |
HELOCTotal value of home equity lines of credit secured by the primary residence held by the household, 2025 dollars
Text of this Question or Item
Includes only those home equity lines of credit secured by the primary residence.
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-54182662.30)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1120-1130 |
HELOC_YNCurrently borrowing on home equity line of credit
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 92.2 | 1,370,678,035 | 0 | no | |
| 7.8 | 115,564,871 | 1 | yes | |
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/1177 |
RESDBTTotal value of debt for other residential property held by households, 2025 dollars
Text of this Question or Item
Includes land contracts, loans for residential property other than the principal residence, misc vacation, and installment debt reported for cottage or vacation home. Debt for nonresidential real estate is netted out of the corresponding assets.
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-118387248.75)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1229-1240 |
OTHLOCTotal value of other lines of credit held by household, 2025 dollars
Text of this Question or Item
Consists of lines of credit other than those secured by the primary residence.
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-396815814.39)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1179-1190 |
CCBALTotal value of credit card balances held by household, 2025 dollars
Text of this Question or Item
Credit card balances consist of the amount outstanding on all credit cards and revolving store accounts after the last payment. Balances do not include purchases made since the last account statement
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-386815.89)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1242-1250 |
INSTALLTotal value of installment loans held by household, 2025 dollars
Text of this Question or Item
Installment loans consist of loans for vehicles, education loans and other installment type loans (such as loans for durables or hospital bills).
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-393065741.71)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1287-1298 |
EDN_INSTTotal value of education loans held by household, 2025 dollars
Text of this Question or Item
Includes education loans that are currently in deferment and loans in scheduled repayment period.
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-945555.40)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1277-1285 |
VEH_INSTTotal value of vehicle loans held by household, 2025 dollars
Text of this Question or Item
Installment loans for all types of vehicles (cars, trucks, SUVs, motorcycles, boats, airplanes, etc.).
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-62980479.14)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1265-1275 |
OTH_INSTTotal value of other installment loans held by household, 2025 dollars
Text of this Question or Item
Miscellaneous installment loans, such as those for durables or medical bills. Does not include loans for vehicles and education loans.
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-393065741.71)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1300-1311 |
ODEBTTotal value of other debts held by household, 2025 dollars
Text of this Question or Item
Includes loans against pensions, loans against life insurance, margin loans, and miscellaneous loans.
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-87800447.68)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1313-1323 |
LLOAN1Total balance of household loans where the lender is a commercial bank, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-393065741.71)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2084-2095 |
LLOAN2Total balance of household loans where the lender is saving and loan, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-18119055.09)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2097-2107 |
LLOAN3Total balance of household loans where the lender is credit union, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-19447104.66)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2109-2119 |
LLOAN4Total balance of household loans where the lender is finance, loan or leasing company, or inc debt consolidator, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-30833538.64)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2121-2131 |
LLOAN5Total balance of household loans where the lender is a brokerage and/or life insurancer, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-87800447.68)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2133-2143 |
LLOAN6Total balance of household loans where the lender is a real estate company, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-117453064.92)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2145-2156 |
LLOAN7Total balance of household loans where the lender is an individual, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-53876250.00)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2158-2168 |
LLOAN8Total balance of household loans where the lender is an other nonfinancial, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-165642003.75)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2170-2181 |
LLOAN9Total balance of household loans where the lender is government, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-10307911.58)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2183-2193 |
LLOAN10Total balance of household loans where the lender is a store and/or a credit card, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-1190837.80)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2195-2204 |
LLOAN11Total balance of household loans where the lender is a pension, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-2017837.08)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2206-2215 |
LLOAN12Total balance of household loans where the lender is other, unclassifiable, or foreign, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-106243361.34)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2217-2228 |
PLOAN1Total value of aggregate loan balance by loan purpose: home purchase, cottage, vacation property, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-119476880.77)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1992-2003 |
PLOAN2Total value of aggregate loan balance by loan purpose: home improvement, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-47877313.91)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2005-2015 |
PLOAN3Total value of aggregate loan balance by loan purpose: vehicles, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-62980479.14)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2017-2027 |
PLOAN4Total value of aggregate loan balance by loan purpose: goods and services, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-200670978.02)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2029-2040 |
PLOAN5Total value of aggregate loan balance by loan purpose: investments and mortgage loans for other real estate, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-393065741.71)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2042-2053 |
PLOAN6Total value of aggregate loan balance by loan purpose: education and professional expenses, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-37623877.25)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2055-2065 |
PLOAN7Total value of aggregate loan balance by loan purpose: other unclassifiable loans, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-90700757.58)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/2067-2077 |
PLOAN8Total value of aggregate loan balance by loan purpose: not used in public data, 2025 dollars
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 100.0 | 1,486,242,906 | 0 | ||
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/columns: | 1/2079-2082 |
MORT1Amount owed on mortgage 1, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-117453064.92)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1192-1203 |
MORT2Amount owed on mortgage 2, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-51533113.67)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1205-1215 |
MORT3Amount owed on mortgage 3, 2025 dollars
Text of this Question or Item
Available only for 1989, 1992, 1995, 1998, 2001, 2004, and 2007.
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-50606919.21)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1217-1227 |
RENTMonthly rent, 2025 dollars
Total Cases:
1,486,242,906 (Range of valid codes: 0.0000000000-97399.6800730000)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 10 |
| Record/columns: | 1/147-158 |
BNPLAmount owed for Buy Now, Pay Later programs, 2025 dollars
Text of this Question or Item
Only available for 2022 and later surveys.
Total Cases:
1,486,242,906 (Range of valid codes: 0.00-54718.92)
| Properties | |
|---|---|
| Data type: | numeric |
| Decimals: | 2 |
| Record/columns: | 1/1254-1261 |
NOBNPLRespondent does not use Buy Now, Pay Later
Text of this Question or Item
Only available for 2022 and later surveys.
| Percent | N | Value | Label | |
|---|---|---|---|---|
| 98.7 | 1,466,212,369 | 0 | No | |
| 1.3 | 20,030,537 | 1 | Yes | |
| 100.0 | 1,486,242,906 | Total |
| Properties | |
|---|---|
| Data type: | numeric |
| Record/column: | 1/1263 |