SCF Combined Extract Data


TECHNICAL

CASEIDCase ID (numeric)
Total Cases: 1,486,242,906 (Range of valid codes: 1-312540)
Properties
Data type: numeric
Record/columns: 1/1-15
WGTSample weight
Text of this Question or Item
This weight should be used for all estimations using the SCF 
data for which weights are appropriate.
Total Cases: 1,486,242,906 (Range of valid codes: 0.2000000000-32542.9685440000)
Properties
Data type: numeric
Decimals: 10
Record/columns: 1/28-39
YEARSurvey Year
Percent N Value Label
6.3 93,020,101 1989
6.5 95,917,619 1992
6.7 99,010,458 1995
6.9 102,548,842 1998
7.2 106,495,809 2001
7.5 112,108,936 2004
7.8 116,107,641 2007
7.9 117,609,217 2010
8.2 122,530,070 2013
8.5 125,981,701 2016
8.7 128,642,431 2019
8.8 131,306,389 2022
9.1 134,963,691 2025

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/columns: 1/2257-2260
Y1Case ID with implicate number
Total Cases: 1,486,242,906 (Range of valid codes: 11-65555)
Properties
Data type: numeric
Record/columns: 1/2280-2284
YY1Case ID
Total Cases: 1,486,242,906 (Range of valid codes: 1-6555)
Properties
Data type: numeric
Record/columns: 1/2275-2278
X1Case ID with implicate number
Text of this Question or Item
Only available for 1989
Total Cases: 1,486,242,906 (Range of valid codes: 11-38195)
Properties
Data type: numeric
Record/columns: 1/17-21
XX1Case ID
Text of this Question or Item
Only available for 1989
Total Cases: 1,486,242,906 (Range of valid codes: 1-3819)
Properties
Data type: numeric
Record/columns: 1/23-26
CPI_DEFLDeflator Value
Text of this Question or Item
Multiply variable by this value to return value to nominal level.
Percent N Value Label
6.3 93,020,101 0.3963249113
6.5 95,917,619 0.4410106494
6.7 99,010,458 0.4721236166
6.9 102,548,842 0.5011484652
7.2 106,495,809 0.5458342034
7.5 112,108,936 0.5815410315
7.8 116,107,641 0.6385466695
7.9 117,609,217 0.6690332011
8.2 122,530,070 0.7178951764
8.5 125,981,701 0.7408644811
8.7 128,642,431 0.7882647734
8.8 131,306,389 0.9137607016
9.1 134,963,691 1.0000000000

100.0 1,486,242,906
Total
Properties
Data type: numeric
Decimals: 10
Record/columns: 1/2262-2273

DEMOGRAPHICS

AGEAge of reference person
Total Cases: 1,486,242,906 (Range of valid codes: 17-95)
Properties
Data type: numeric
Record/columns: 1/43-44
AGECLAge group of the reference person
Text of this Question or Item
Age groups are 
1.  <35      4.  55-64
2.  35-44   5.  65-74
3.  45-54   6.  >=75
Percent N Value Label
22.1 328,708,450 1 <35
19.4 288,813,971 2 35-44
18.4 273,792,713 3 45-54
16.2 241,249,279 4 55-64
13.0 192,634,846 5 65-74
10.8 161,043,646 6 >=75

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/46
HHSEXGender of household reference person
Percent N Value Label
72.1 1,072,113,060 1 male
27.9 414,129,845 2 female

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/41
EDCLEducation category of reference person
Text of this Question or Item
1. no high school diploma/GED
2. high school diploma or GED
3. some college
4. college degree
Percent N Value Label
13.9 207,053,748 1 no high school diploma/GED
29.2 433,431,996 2 high school diploma or GED
25.2 374,238,986 3 some college
31.7 471,518,175 4 college degree

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/51
EDUCHighest completed grade by reference person
Percent N Value Label
0.2 2,709,767 -1 LESS THAN 1ST GRADE
1.0 15,533,958 1 1ST, 2ND, 3RD, OR 4TH GRADE
1.5 23,035,882 2 5TH OR 6TH GRADE
2.9 42,949,933 3 7TH OR 8TH GRADE
2.2 32,286,980 4 9TH GRADE
2.9 43,103,636 5 10TH GRADE
3.4 51,216,715 6 11TH GRADE
1.5 22,511,605 7 12TH GRADE, NO DIPLOMA
27.4 407,107,870 8 HIGH SCHOOL GRADUATE - HIGH SCHOOL DIPLOMA OR EQUIVALENT
17.2 255,749,192 9 SOME COLLEGE BUT NO DEGREE
2.3 34,911,876 10 ASSOCIATE DEGREE IN COLLEGE - OCCUPATION/VOCATION PROGRAM
5.6 83,577,919 11 ASSOCIATE DEGREE IN COLLEGE - ACADEMIC PROGRAM
19.2 285,714,647 12 BACHELOR'S DEGREE (FOR EXAMPLE: BA, AB, BS)
8.7 129,721,193 13 MASTER'S DEGREE
3.8 56,082,335 14 DOCTORATE OR PROFESSIONAL SCHOOL DEGREE


29,398 . (No Data)

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/columns: 1/48-49
FAMSTRUCTFamily structure of household
Text of this Question or Item
1=not married/LWP + children
2=not married/LWP + no children + reference person under 55
3=not married/LWP + no children + reference person 55 or older
4=married/LWP+ children 
5=married/LWP + no children
Percent N Value Label
11.6 172,021,866 1 not married/LWP + children
14.9 220,979,161 2 not married/LWP + no children + reference person under 55
15.9 236,330,111 3 not married/LWP + no children + reference person 55 or older
30.7 456,235,944 4 married/LWP+ children
27.0 400,675,824 5 married/LWP + no children

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/62
HOUSECLHome-ownership category of household
Text of this Question or Item
1=owns ranch/farm/mobile home/house/condo/coop/etc., 
2=otherwise
Percent N Value Label
65.9 979,880,899 1 owns ranch/farm/mobile home/house/condo/coop/etc.
34.1 506,362,007 2 otherwise

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/994
KIDSTotal number of children in household
Text of this Question or Item
Includes natural children,step-children, and foster children 
of household reference person or spouse/partner.

From 1995 forward, household listing information collected 
for one fewer HH member.
Percent N Value Label
57.7 857,985,095 0
18.1 269,322,374 1
14.9 220,959,330 2
6.4 95,031,500 3
2.1 30,660,044 4
0.5 7,818,392 5
0.2 2,765,468 6
0.1 1,081,828 7
0.0 439,984 8
0.0 43,876 9
0.0 135,014 10

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/columns: 1/55-56
MARRIEDMarital status of reference person
Percent N Value Label
57.7 856,911,768 1 married/living with partner
42.3 629,331,137 2 neither married nor living with partner

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/53
NOCHKHousehold has no checking account
Text of this Question or Item
1=no checking account
0=has checking account

Note that ownership includes checking accounts with a zero balance.
Percent N Value Label
89.6 1,332,021,599 0 has checking account
10.4 154,221,307 1 no checking account

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/363
OCCAT1Occupation categories for reference person
Text of this Question or Item
1. work for someone else 
2. self-employed/partnership
3. retired/disabled + (student/homemaker/misc. not working and age 65 or older)
4. other groups not working (mainly those under 65 and out of the labor force)
Percent N Value Label
57.6 856,383,475 1 work for someone else
11.0 164,147,613 2 self-employed/partnership
25.9 385,642,188 3 retired/disabled + (student/homemaker/misc. not working and age 65 or older)
5.4 80,069,630 4 other groups not working (mainly those under 65 and out of the labor force)

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/72
OCCAT2Occupation classification for reference person
Text of this Question or Item
1=managerial/professional 
2=technical/sales/services
3=other (incl. production/craft/repair workers, operators, laborers, 
  farmers, foresters, fishers) 
4=not working
Percent N Value Label
27.5 408,351,806 1 managerial/professional
21.4 317,808,575 2 technical/sales/services
19.8 294,370,707 3 other (incl. production/craft/repair workers, operators, laborers, farmers, foresters, fishers)
31.3 465,711,818 4 not working

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/74
RACERace/ethnicity of respondent
Text of this Question or Item
1 = white non-Hispanic
2 = black / African American
3 = Hispanic
5 = Other
Percent N Value Label
72.0 1,069,661,858 1 white non-Hispanic
13.8 204,637,020 2 black / African American
9.7 144,732,276 3 Hispanic
0.8 11,951,155 4
3.7 55,260,596 5 Other

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/70
RACECLClass of race of respondent
Text of this Question or Item
1 = white non-Hispanic
2 = nonwhite or Hispanic
Percent N Value Label
69.8 1,036,983,373 1 white non-Hispanic
30.2 449,259,532 2 nonwhite or Hispanic

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/64
RACECL4Alternate class of race of respondent
Percent N Value Label
69.8 1,036,983,373 1 White, non-mixed race
12.9 192,315,555 2 Black/African-American, non-mixed race
8.9 132,396,281 3 Hispanic/Latino, non-mixed race
8.4 124,547,696 4 Other

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/66
RACECL5Alternate class of race of respondent
Percent N Value Label
69.8 1,036,983,373 1 White, non-mixed race
12.9 192,315,555 2 Black/African-American, non-mixed race
8.9 132,396,281 3 Hispanic/Latino, non-mixed race
0.7 10,721,201 4 Asian, non-mixed race
7.7 113,826,494 5 Other

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/68
LIFECLLife cycle of reference person
Percent N Value Label
14.9 220,979,161 1 reference person under 55 + not married/LWP + no children
10.5 156,042,442 2 reference person under 55 + married/LWP + no children
25.9 384,200,463 3 reference person under 55 + married/LWP + children
8.8 130,093,069 4 reference person under 55 + not married/LWP + children
16.6 246,543,229 5 reference person 55 or older and working
23.4 348,384,542 6 reference person 55 or older and not working

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/60
LFLabor force participation of reference person
Percent N Value Label
27.7 412,083,214 0 not working
72.3 1,074,159,692 1 working in some way

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/58
INDCATIndustry classifications for reference person
Percent N Value Label
17.3 257,783,502 1 mining + construction + manufacturing
51.3 762,747,585 2 transportation + communications + utilities and sanitary services + wholesale trade + finance, insurance and real estate
31.3 465,711,818 4 agriculture + retail trade + services + public administration

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/76
EXPENSHILOHouseholds overall expenses over last 12 months
Text of this Question or Item
Not available for 1989, 1992, 1995, 1998, 2001, 2004, and 2007.
Percent N Value Label
35.8 272,117,618 1 unusually high
5.0 37,878,618 2 unusually low
59.3 451,037,263 3 normal


725,209,407 . (No Data)

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/columns: 1/2354-2355
TURNDOWNHousehold has been turned down for credit in the past 5 years
Percent N Value Label
84.8 1,260,664,657 0 no
15.2 225,578,249 1 yes

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/307
FEARDENIALHousehold feared being denied credit in the past 5 years
Percent N Value Label
84.8 1,260,323,582 0 no
15.2 225,919,324 1 yes

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/309
TURNFEARHousehold has been turned down for credit or feared being denied credit in the past 5 years
Percent N Value Label
76.4 1,135,330,115 0 no
23.6 350,912,790 1 yes

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/311
BNKRUPLAST5Household has declared bankruptcy in the past 5 years
Percent N Value Label
97.5 1,449,535,875 0 no
2.5 36,707,030 1 yes

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/298
FORECLLAST5Respondent had a foreclosure in the last five years
Percent N Value Label
99.6 1,480,353,797 0 No
0.4 5,889,108 1 Yes

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/313
NOCCBALHousehold does not carry a balance on credit cards
Percent N Value Label
41.9 622,879,821 0 no
58.1 863,363,084 1 yes

100.0 1,486,242,906
Total
Properties
Data type: numeric
Record/column: 1/1252
Go to Next Page of Codebook