SCF Combined Extract Data


ASSETS



ASSET
Total value of assets held by household, 2016 dollars
Text of this Question or Item
The sum of financial assets and nonfinancial assets.
Total Cases: 1,091,330,394 (Range of valid codes: -22487306.62-2928346179.67)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/1035-1047


ASSETCAT
Asset percentile groups
Text of this Question or Item
Asset percentile groups
1 = 0-20 
2 = 20-39.9
3 = 40-59.9
4 = 60-79.9
5 = 80-89.9
6 = 90-100
Percent
N
Value
Label
20.0
218,243,336
1
0-20
20.0
218,257,037
2
20-39.9
20.0
218,263,293
3
40-59.9
20.0
218,267,392
4
60-79.9
10.0
109,141,967
5
80-89.9
10.0
109,157,369
6
90-100

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/2141


FIN
Total value of financial assets held by household, 2016 dollars
Text of this Question or Item
Consists of liquid assets, certificates of deposit, directly held 
pooled investment funds, stocks, bonds, quasi-liquid assets, savings 
bonds, whole life insurance, other managed assets, and other financial 
assets. See the definition of each asset for further details.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-1368504636.20)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/839-851


HLIQ
Household has any checking, savings, money market or call accounts
Text of this Question or Item
This definition of ownership of checking, savings, 
money market or call accounts includes accounts with 
a zero balance.
Percent
N
Value
Label
8.8
95,760,726
0
no
91.2
995,569,668
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/433


LIQ
Total value of all types of transactions accounts, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-246895484.07)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/420-431


MMA
Total value of money market deposit and money market mutual fund accounts, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-246830966.03)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/394-405


CHECKING
Total value of checking accounts held by household, 2016 dollars
Text of this Question or Item
Money market accounts are not included in the value of checking accounts.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-68966834.44)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/291-301


SAVING
Total value of savings accounts held by household, 2016 dollars
Text of this Question or Item
Does not include money market accounts.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-64970000.00)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/357-367


CALL
Total value of call accounts held by household, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-115801501.80)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/407-418


CDS
Total value of certificates of deposit held by household, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-115363162.98)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/435-446


PREPAID
Amount in prepaid card accounts, 2016 dollars
Text of this Question or Item
Only available for 2016 and later surveys.
Total Cases: 1,091,330,394 (Range of valid codes: 0-17000)
Properties
Data type: numeric
Record/columns: 1/348-355


NMMF
Total value of directly held pooled investment funds held by household, 2016 dollars
Text of this Question or Item
Excludes money market mutual funds, but includes stock mutual funds, 
tax free bond mutual funds, government bond mutual funds, and combination 
and other mutual funds, such as hedge funds.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-939602649.01)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/526-537


SAVBND
Total value of savings bonds held by household, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-33871275.78)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/700-710


STOCKS
Total value of directly held stocks held by household, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-1000000000.00)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/539-551


BOND
Total value of directly held bonds held by household, 2016 dollars
Text of this Question or Item
Includes nontaxable bonds, mortgage bonds, government bonds, and 'other' bonds, 
such as coporate or foreign bonds.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-515069166.73)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/617-628


CASHLI
Total cash value of whole life insurance held by household, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-82220284.88)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/712-722


OTHMA
Total value of other managed assets held by household, 2016 dollars
Text of this Question or Item
Includes trusts, annuities and managed investment accounts in which 
the household has equity interest.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-579007508.98)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/724-735


RETQLIQ
Total value of quasi-liquid held by household, 2016 dollars
Text of this Question or Item
Includes IRAs, Keoghs, thrift-type accounts, and future 
and current account-type pensions.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-90500055.23)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/678-688


RETEQ
Total value of equity in quasi-liquid retirement assets, 2016 dollars
Text of this Question or Item
Includes the total value of the following: IRAs, Keoghs, 
and thrift-type plans invested in stocks or stock mutual 
funds.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-90500055.23)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/803-813


ANYPEN
Pension exists for either head of household or spouse
Text of this Question or Item
Head of household or spouse has any type of pension from a 
current or past job.
Percent
N
Value
Label
43.4
473,992,068
0
no
56.6
617,338,326
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/690


OTHFIN
Total value of other financial assets, 2016 dollars
Text of this Question or Item
Includes: loans from the household to someone else, future proceed from 
lawsuits, royalties, futures, non-public stock, deferred compensation, oil, 
gas, and mineral investments., cash n.e.c.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-258945369.27)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/762-773


NFIN
Total value of nonfinancial assets held by household, 2016 dollars
Text of this Question or Item
Includes value of all vehicles, value of primary residence, value 
of other residential real estate, net equity in nonresidential real 
estate, value of business interests, and other financial assets. See 
definitions of these terms for further details.
Total Cases: 1,091,330,394 (Range of valid codes: -34594086.75-2924212205.67)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/1007-1019


VEHIC
Total value of all vehicles held by household, 2016 dollars
Text of this Question or Item
Includes all types of vehicles (cars, trucks, SUVs, motorcycles, 
boats, airplanes, etc.).
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-109900628.23)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/853-864


HOUSES
Total value of primary residence of household, 2016 dollars
Text of this Question or Item
Value of primary residence. Excludes the part of a farm 
or ranch used in a farming or ranching business.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-183997006.20)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/910-921


ORESRE
Total value of other residential real estate held by household, 2016 dollars
Text of this Question or Item
Includes land contracts/notes owed to the household and properties other 
than the principal residence, including 1-4 family residences, time shares, 
and vacations homes.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-556061244.17)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/925-936


NNRESRE
Total value of net equity in nonresidential real estate held by household, 2016 dollars
Text of this Question or Item
Includes real estate other than the principal residence, properties coded 
as 1-4 family residences, time shares, and vacation homes net of mortgages 
and other loans taken out for investment real estate.
Total Cases: 1,091,330,394 (Range of valid codes: -77310000.00-2921268950.35)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/938-950


HBUS
Have active or nonactively managed business(es)
Text of this Question or Item
(X3103=1 | X3401=1);
Includes businesses with a zero value. Not available for 1998
Percent
N
Value
Label
86.9
948,141,637
0
no
13.1
143,188,757
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/992


BUS
Total value of business(es) in which the household has either an active or nonactive interest, 2016 dollars
Text of this Question or Item
Businesses include both actively and nonacitvely-managed business(es).

Value of active business(es) calculated as net equity if business(es) were 
sold today, plus loans from the household to the business(es), minus loans 
from the business(es) to the household not previously reported, plus value 
of personal assets used as collateral for business(es) loans that were 
reported earlier.

Value of nonactive business(es) is calculated as the market value of the 
business(es).
Total Cases: 1,091,330,394 (Range of valid codes: -2708711.92-1536929111.98)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/952-964


ACTBUS
Total value of actively managed business(es), 2016 dollars
Text of this Question or Item
Value of active business(es) calculated as net equity if 
business(es) were sold today, plus loans from the household 
to the business(es), minus loans from the business(es) to 
the household not previously reported, plus value of personal 
assets used as collateral for business(es) loans that were 
reported earlier.
Total Cases: 1,091,330,394 (Range of valid codes: -2708711.9190000002-1536929112.0000000000)
Properties
Data type: numeric
Decimals: 10
Record/columns: 1/966-977


NONACTBUS
Value of non-actively managed business(es), 2016 dollars
Text of this Question or Item
Value of nonactive business(es) is calculated as the market value 
of the business(es).
Total Cases: 1,091,330,394 (Range of valid codes: 0.0000000000-911730430.0399999619)
Properties
Data type: numeric
Decimals: 10
Record/columns: 1/979-990


OTHNFIN
Total value of other nonfinancial assets held by household, 2016 dollars
Text of this Question or Item
Includes gold, silver (incl. silverware), other metals or metals NA type, 
jewelry, gem stones (incl. antique), cars (antique or classic), antiques, 
furniture, art objects, paintings, sculpture, textile art, ceramic art, 
photographs, (rare) books, coin collections, stamp collections, guns, misc. 
real estate (exc. cemetery), cemetery plots, china, figurines, crystal/glassware,
musical instruments, livestock, horses, crops, oriental rugs, furs, other 
collections, incl. baseball cards, records, wine, oil/gas/mineral leases or 
investments, computer, equipment/tools, association or exchange membership, 
and other miscellaneous assets.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-317945500.18)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/994-1005


DEQ
Total value of equity in directly held stocks, stock mutual funds, and combination mutual funds held by household, 2016 dollars
Text of this Question or Item
Assumes combination mutual funds' holdings are split 50-50 between 
equity and non-equity.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-1004440000.00)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/789-801


EQUITY
Total value of financial assets held by household that are invested in stock, 2016 dollars
Text of this Question or Item
Includes:
    1. directly-held stock 
    2. stock mutual funds: full value if described as stock mutual fund,
       1/2 value of combination mutual funds
    3. IRAs/Keoghs invested in stock: 
       full value if mostly invested in stock, 
       1/2 value if split between stocks/bonds or stocks/money market,
       1/3 value if split between stocks/bonds/money market
    4. other managed assets w/equity interest (annuities, trusts, MIAs):
       full value if mostly invested in stock,
       1/2 value if split between stocks/MFs & bonds/CDs, or
      "mixed/diversified,"
       1/3 value if "other"
    5. thrift-type retirement accounts invested in stock
       full value if mostly invested in stock
       1/2 value if split between stocks and interest earning assets;
NOTE:  The allocation rules for mixed investments in 3), 4), and 5) do not 
apply to 2004 since new questions in 2004 directly ask the share of stock in 
those assets.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-1010497000.00)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/775-787


HOMEEQ
Total value of equity in primary residence of household, 2016 dollars
Text of this Question or Item
Difference between value of primary residence and the total 
amount of debt secured by the primary residence (all mortgages 
and HELOCs).
Total Cases: 1,091,330,394 (Range of valid codes: -27710592.08-183997006.20)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/1085-1096


BUSVEH
Household has vehicle(s) owned by business
Percent
N
Value
Label
93.3
1,018,406,319
0
no
6.7
72,924,076
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/866


NBUSVEH
Total number of business vehicles held by household
Percent
N
Value
Label
93.3
1,018,406,319
0

5.2
57,167,501
1

1.1
11,482,742
2

0.3
2,814,769
3

0.1
925,140
4

0.0
360,773
5

0.0
37,118
6

0.0
85,749
7

0.0
711
8

0.0
3,827
9

0.0
2,298
10

0.0
29
11

0.0
394
12

0.0
245
13

0.0
6,210
15

0.0
36,570
20


100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/columns: 1/868-869


VLEASE
Total value of leased vehicles held by household, 2016 dollars
Text of this Question or Item
Value of leased cars, trucks, vans, SUV, etc.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-319000.00)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/880-888


PENACCTWD
Withdrawals from IRAs and tax-deferred pension accounts, 2016 dollars
Text of this Question or Item
Not available for 1989, 1992, 1995, 1998, and 2001.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-3500000.00)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/194-203


MMDA
money maket deposit accounts, 2016 dollars
Text of this Question or Item
Money market accounts used for checking and other money market account held at 
commercial banks, savings and loans, savings banks, and credit unions
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-246830966.03)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/369-380


MMMF
money market mutual funds, 2016 dollars
Text of this Question or Item
Includes money market accounts used for checking and other money market account 
held at institutions other than commercial banks, savings and loans, savings banks, 
and credit unions
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-69480901.08)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/382-392


STMUTF
amount in stock mutual funds, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-462660344.37)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/448-459


TFBMUTF
amount in tax-free bond mutual funds, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-360700000.00)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/461-472


GBMUTF
amount in government bond mutual funds, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-268141704.58)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/474-485


OBMUTF
amount in other bond mutual funds, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-303324319.10)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/487-498


COMUTF
amount in combination and other mutual funds, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-715695337.75)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/500-511


OMUTF
amount in other mutual funds, 2016 dollars
Text of this Question or Item
Not available for 1989, 1992, 1995, 1998, and 2001.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-607930819.57)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/513-524


HSTOCKS
have stocks?
Percent
N
Value
Label
83.0
905,706,211
0
no
17.0
185,624,184
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/553


NSTOCKS
number different companies in which hold stock
Total Cases: 1,091,330,394 (Range of valid codes: 0-150)
Properties
Data type: numeric
Record/columns: 1/555-557


WILSH
Wilshire index of stock prices
Text of this Question or Item
Not available for 1989, 1992, and 1995.
Total Cases: 1,091,330,394 (Range of valid codes: 8800-24800)
Properties
Data type: numeric
Record/columns: 1/559-563


NOTXBND
tax-exempt bonds (state and local bonds), 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-479258329.15)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/565-576


MORTBND
mortgage-backed bonds, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-153552791.38)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/578-589


GOVTBND
US government and government agency bonds and bills, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-197549340.12)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/591-602


OBND
corporate and foreign bonds, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-176180000.00)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/604-615


FUTPEN
future pensions (accumulated in an account for the R/S), 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-87819183.14)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/654-664


CURRPEN
current value in pension, 2016 dollars
Text of this Question or Item
Not available for 1989, 1992, 1995, and 1998.
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-65060000.00)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/666-676


THRIFT
Total value of account-type pension plans from R and spouse's current job, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-62011704.21)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/642-652


IRAKH
Total value of IRA/Keogh accounts, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-84715558.14)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/630-640


DBPLANCJ
Either head or spouse/partner has a defined benefit pension on a current job
Percent
N
Value
Label
73.5
802,641,233
0
no
26.5
288,689,161
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/692


DBPLANT
Either head or spouse/partner has DB plan on current job or some type of pension from a past job to be received in the future
Percent
N
Value
Label
66.1
720,886,514
0
no
33.9
370,443,881
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/696


DCPLANCJ
Either head or spouse/partner has any type of account-based plan on a current job
Percent
N
Value
Label
68.2
744,513,264
0
no
31.8
346,817,130
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/694


BPLANCJ
Either head or spouse/partner has both types of pension plan on a current job
Percent
N
Value
Label
91.0
993,124,161
0
no
9.0
98,206,234
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/698


ANNUIT
Amount R would receive if they cashed in annuities, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-37056480.57)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/737-747


TRUSTS
Amount R would receive if they cashed in trusts, 2016 dollars
Total Cases: 1,091,330,394 (Range of valid codes: 0.00-579007508.98)
Properties
Data type: numeric
Decimals: 2
Record/columns: 1/749-760


EQUITINC
ratio of equity to normal income
Text of this Question or Item
Not available for 1989, and 1992.
Total Cases: 1,091,330,394 (Range of valid codes: 0.0000000000000-580637.5000000000000)
Properties
Data type: numeric
Decimals: 13
Record/columns: 1/815-826


HBROK
have a brokerage account
Percent
N
Value
Label
85.6
933,828,629
0
no
14.4
157,501,765
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/828


HTRAD
traded in the past year
Percent
N
Value
Label
90.1
983,602,588
0
no
9.9
107,727,807
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/830


NTRAD
number of trades per year
Total Cases: 1,091,330,394 (Range of valid codes: 0.0-600000.0)
Properties
Data type: numeric
Decimals: 1
Record/columns: 1/832-837


OWN
have an owned vehicle
Percent
N
Value
Label
14.9
163,094,287
0
no
85.1
928,236,107
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/871


NOWN
number of owned vehicles
Percent
N
Value
Label
14.9
163,094,287
0

36.5
398,273,215
1

32.6
355,379,013
2

11.0
120,559,275
3

3.3
36,079,152
4

1.1
12,023,618
5

0.3
3,149,436
6

0.1
1,210,807
7

0.1
828,890
8

0.0
139,693
9

0.0
516,818
10

0.0
539
11

0.0
75,189
12

0.0
99
14

0.0
19
24

0.0
29
30

0.0
316
40


100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/columns: 1/873-874


LEASE
have leased vehicle
Percent
N
Value
Label
95.3
1,040,111,707
0
no
4.7
51,218,687
1
yes

100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/876


NLEASE
number of leased vehicles
Percent
N
Value
Label
95.3
1,040,111,707
0

4.0
43,735,262
1

0.6
6,884,655
2

0.1
598,697
3

0.0
74
7


100.0
1,091,330,394


Total
Properties
Data type: numeric
Record/column: 1/878